As you prepare for your final set of university assignments, the next stage of adulthood becomes a lot more uncertain. For some, it is chasing that dream career and relocating to a big city. For others, it’s settling down, buying a house and starting a family. Sadly, there is one factor that can devastate all plans; poor personal finances.
The idea that “you only live once” often encourages poor financial decisions during your first steps to independence. It’s not until you want to make a big commitment that you realise the impact of your earlier financial indiscretions. For many twenty-somethings, the fact that their financial house is in a state of ruin is a source of great stress. However, it is not too late to change things, it is never too late to take control of your financial situation.
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Written by Craig Poku